Investment Property Lending

What is Investment Property Lending?

Investment property loans are mortgages used to purchase or refinance income-generating properties, including single-family rentals, multifamily units, and commercial spaces. These loans are designed for real estate investors with specialized underwriting and flexible terms to support cash flow and long-term portfolio growth.

Why Carlyle Financial?

Expertise: Multifamily, mixed-use, and commercial investment lending
Customized Loan Structures: Interest-only options, entity vesting, asset-based underwriting
Market Insight: Data-driven guidance and financing strategies that align with current market opportunities
Advisory Approach: Strategic planning that supports short- and long-term investment goals

Financing Options We Offer

Interest-Only Loans: Preserve cash flow in the early years of ownership or renovation
Cash-Out Refinances: Tap existing equity to invest in new properties or upgrades
Entity Vesting: Finance properties held under LLCs, trusts, or corporations for legal and tax efficiency
Stated Income & Asset-Based Loans: For self-employed or complex financial profiles

Property Types We Finance

1–4 Unit Residences: Duplexes, triplexes, and fourplexes for first-time or seasoned investors
Apartment Buildings: Mid- to large-size multifamily properties with scalable cash flow potential
Retail & Mixed-Use Spaces: Long-term lease assets in growth markets
Owner-User Commercial Buildings: Investment and operational utility combined

For Existing Carlyle Clients

Rush Processing: Use existing documentation for faster approvals
Portfolio Review: Review current holdings and identify refinance or expansion opportunities
Relationship-Driven Service: Ongoing advisory support as your investment goals evolve

Investment Lending Process

Step 1: What are your investment goals?
Step 2: Talk to your mortgage banker
Step 3: Customized loan structure proposal
Step 4: Submit docs & appraisal
Step 5: Close and execute

Investment Property Loans for Growth